Investor Relations

Overview
HCB Financial Corp. owns Hastings City Bank, which operates six full service branches (including trust powers) in West Michigan. A bank subsidiary company, HCB Mortgage Company, operates one loan production office in the region.

Annual Reports
2008 Annual Report
2007 Annual Report

2009 Quarterly Reports
2009 Fourth Quarter Report
2009 Third Quarter Report
2009 Second Quarter Report
2009 First Quarter Report

2008 Quarterly Reports
2008 Fourth Quarter Report
2008 Third Quarter Report
2008 Second Quarter Report
2008 First Quarter Report

Announcements
December 16, 2009 Dividend
September 16, 2009 Dividend
June 10, 2009 Dividend
March 19, 2009
March 18, 2009 Dividend
January 8, 2009
December 18, 2008 Dividend
October 14, 2008
September 17, 2008 Dividend
June 11, 2008 Dividend
March 19, 2008 Dividend



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