Personal Banking

Checking Services

At Hastings City Bank, we offer what we believe is the best deal around on checking—an attractive combination of convenience and cost savings. A variety of checking account options are available to meet your individual financial needs.
Account TypeMinimum Opening DepositMonthly Service FeeInterestAccount Benefits
Free Checking
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$50NoneNoNo monthly service fee and no minimum balance
requirements
Interest Checking
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$100None1YesEarns interest with higher returns on higher balances
Interest Checking Plus
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$100None2Yes    Unlimited check access.
Horizons Checking
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$100None3YesSpecial benefits for Horizon’s Checking account holders such as free checks and discounts at local merchants.
Cash Management Account
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$100None4YesOffers the option of writing a few checks per month and the advantage of earning a market rate on your money.

1 No fee with a daily minimum balance of $995 or combined account balance of $5,000. $6.95 monthly fee if either of these requirements are not met.

2 No fee with a daily minimum balance of $25,000. $25.00 monthly fee if this requirement is not met.

3 No fee with a daily minimum balance of $2,500 or combined account balance of $5,000. $6.95 monthly fee if either of these requirements are not met.

4 No monthly service fee with a minimum daily balance of $1.995.