Personal Banking

HCB Free Checking

No minimum balance requirements and no monthly service fee.

  • Minimum opening deposit - $50
  • Monthly service fee - None
  • Interest - No
  • Account benefits - No monthly service fee and no minimum balance requirements
Benefits
  • No minimum balance requirements
  • No monthly service fees
  • Free introductory checks
  • Free online banking and bill pay
  • Direct deposit available
  • Overdraft protection available via savings account or check credit (subject to credit approval)
  • Free unlimited HCB ATM/POS transactions with a free HCB Cash Card Plus