Personal Banking

HCB Interest Checking

Earns a competitive interest rate with unlimited check access.

  • Minimum opening deposit - $100
  • Monthly service fee - $6.95 (No fee with a daily minimum balance of $995 or combined account balance of $5,000)
  • Interest - Yes
  • Account Benefits - Earns interest with higher returns on higher balances
Benefits
  • Interest bearing account
  • .25% discount on installment loan rates
  • Free Online Banking and Bill Pay
  • Direct Deposit available
  • Overdraft Protection available via savings account or Check Credit (subject to credit approval)
  • Unlimited free HCB ATM / POS transactions with a free HCB Cash Card Plus